South Africa Zimbabwe

How many dollars really reach home?

Everything you pay, next to everything your family collects — for Mukuru, SOLmate and Mama Money.

How much do you want to send?

How we compare

One number ranks every service

Effective rate What your family receives divided by Everything you paid amount + fee + rounding

Why “how much arrives” misleads

Some services add the fee on top, so you hand over more. Compare only what arrives and the one that charged you extra can look like the winner.

A · fee on top Pay R1 041Gets $55.00 $5.28 / R100

B · fee included Pay R1 000Gets $54.20 $5.42 / R100

A delivers 80¢ more only because you paid R41 more. The same R1 041 through B would deliver $56.42. Figures in this box are a worked example, not a live quote.